Real Value Estimate ( RVE )

The Wealthy Homeowner™ understands there is a difference between what their home could sell at today and what it would be worth when market conditions change.  When home equity is a stake and your ability to retire hangs on the whims of the housing market, making plans using the a Real Value Estimate allows you to enjoy homeownership without the need of worrying where the market will take you.

A Real Value Estimate is derived from knowing what market conditions are creating any false and ongoing cumulative changes to home prices that all housing markets are subject too. Real Value Estimates are supported by a market's underlying fundamentals and removes any surplus or deficit that market value based pricing records through a market's peak to trough. 

based on 100 year old fundamentals

Since 1980 there have been over 13 million homes sold in Canada for a 2nd time or more since they were built. The prices those sales followed has been volatile and has caused serious financial damage to be done to most homeowners over time.
Using a value that is derived solely on the underlying fundamentals that support any housing market gives The Wealthy Homeowner™ a strong base to create a homeownership plan around. 

appraised value conundrum

When a home is valued by a professional licensed appraiser, the terms and conditions that appraisal is released upon are very specific and technical.  Lenders are the one's who set those specific and technical conditions while changing them as a market creates risk to their bank.  Although it will be the homeowner or home buyer who pays for the appraisal, the actual ownership of the appraisal itself has been almost universally held by the Lender for the over 25 million appraisals completed since 1980.
The Wealthy Homeowner™ sets the terms and conditions while owning any appraisal they pay for. 

the market value assessment sales game

In Canada the entire real estate sales industry is built around using Market Value Assessments (MVA).  The use of Market Value Assessments allows real estate sales people and mortgage lenders to participate in the sale of homes without being held liable when the price paid for a home is later discovered to be different than what it was really worth.
Instead of being required to value a home using hard facts and data that can be supported in a court of law, Market Value is used because it is only an "opinion" of value which is valid only at the moment it is arrived at and is totally dependent on one single seller and one single buyer.

their problem will become yours

Whether it is the property taxes you will pay next year or the amount of money the bank will lend you or how the bank will calculate your Loan to Value ratio Market Value Assessments/Appraisals will be what is relied upon.  While this can create short term problems it also creates long term opportunity over your Lifetime of Homeownership.
The Wealthy Homeowner™ avoids these problems and capitalizes on the opportunity this flawed system creates.